Time and money are essential facets of every student’s life. You know that you will not get that good grade you are yearning for without good time management. Likewise, you will not be able to buy that item you need most without saving some money or spending wisely. While in University, you will also need extra cash to settle the rising tuition fees, as well as other costs that come along with the rising cost of living. Luckily, getting a good grade or some extra cash does not need rocket science. It only calls for your little effort on time management and spending the little you have wisely. This piece describes some ways that you can use to save time and money while studying in university.Time-saving tips Examine your course calendar carefullyBegin by scrutinizing your course calendar. Reading the calendar is simple but very helpful when it comes to time management in university. This move will help you know the due dates for your various assignments and papers and the specific time when you will sit for exams.With this knowledge, you will be able to allocate your time to every task effectively, and ensure that the tasks are completed before the due date. You will be able to plan to make sure you are doing something for the school work daily to assuage the workload. Bear in mind that once you are behind, it is not easy to catch up. Planning will help you balance workload, and avoid last minute rush that may negatively affect your performance.Remain organizedGood organization skills are another key strategy that you need to employ to save your time in university. If you use a single notebook and single folder for all classes, the possibility of losing valuable information is higher than when using a specific notebook and folder for every class. When you have separate items for each of your classes, it is easier to locate your notes every time you need them. You will easily retrieve that item that you require for your upcoming tests or a journal that you need to use as a reference in your research. Hence, you will not waste time looking for your notes at the expense of your studies.Being organized also reduces stress. You will be able to avoid losing items that you require in your studies. Being an organized student makes it possible for you to know where all your items are whenever you need them. It is a key factor that will help you save some time, especially if you have a tight schedule.Also, remember to keep your computer organized so that you can easily retrieve the files that you need for your classes. That way you will save time as you will not have to search through multiple locations to get that file you need most for your class.Look for assistance when doing difficult assignments Sometimes you will encounter challenging assignments that are beyond your capability. For instance, you may need to write a paper, but you do not have good writing skills. Also may not be able to understand the instructions of the paper. You will, therefore, take a lot of time researching about it, and this may end up affecting the time allocated for other tasks. To avoid these inconveniences, you may need to ask someone to help you do the assignment or at least help you understand the requirements. That way, you will be able to complete it before time, therefore saving some time for other tasks. Try to look for services like my assignment help Australia that will help you finish your work way before the deadline.Money saving tipsMonitor your spending As unpleasant as it might be, but you need to keep track of your cash to avoid overspending. You can use a spreadsheet that reflects your various sources of income, such as student loans and bursaries, and write down the regular spending s like food and rent. That way, you will be able to know the amount of money you have to use each month. Always ensure that you stick to your limits, and check your bank balance regularly.Despite all these efforts, you may finish your money before the end of the term. In such a situation, you can reach for the interest- free overdrafts that some student banks offer. Avoid spending too much at the beginning of the semester to avoid running out of money before the semester ends.Plan carefully for your food shopping Food is one of the primary costs that you will incur in university. Hence, it is important to devise ways to reduce the cost. Buying cheap products from a supermarket instead of renowned brands, and shopping in the evening when some things are discounted, are some ways that you can use to save money. If possible, you can cook with your housemates, or plan your meals beforehand. Either way, you will be able to do a big shopping at the beginning of every week. You will be able to avoid buying costly takeaways that can impact your budget negatively. You can also consider making your packed lunch instead of buying expensive food.Ensure that you are not late in paying your billsWhen in university, living in a hall of residence is easier and cheaper than renting a house. The reason for this is the facts that the administration may include utility bills in the rent, hence making the payment more manageable. However, when you rent a house, you will have to pay for your cooking gas, internet, electricity, and other bills. Ensure that you rent an affordable house to have enough money to settle the bills. Put on warm clothes instead of using the heater. Also, avoid using tumble drier or other devices that consume a lot of power daily. You can also share the house and the accompanying bills with a friend. Doing that will ensure you save some money to settle your bills on time. Moreover, you will be able to avoid fines that may be attached to late payments. Paying on time can also earn you some discounts.